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Global M2 money supply and economic indicator data for macro investors, crypto analysts, and quantitative researchers.

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Terms of Service

Our terms and conditions

Last updated: 7 May 2026

These Terms of Service (“Terms”) form a binding agreement between you and Trendstorm Pte. Ltd. (registered in Singapore), doing business as MetricsMonster (“MetricsMonster,” “we,” “us,” or “our”), and govern your access to and use of the MetricsMonster website at https://www.metricsmonster.com (the “Site”), our data API, CSV downloads, dashboards, documentation, and any related services (collectively, the “Services”).

By creating an account, subscribing to a plan, generating an API key, or otherwise using the Services, you confirm that you have read, understood, and agreed to be bound by these Terms. If you do not agree to these Terms, do not use the Services.


Table of Contents

  1. Definitions
  2. Eligibility and account registration
  3. Subscription plans and billing
  4. Cancellation and renewal
  5. Refunds
  6. EU/UK consumer right of withdrawal
  7. API access and rate limits
  8. Data licensing and permitted use
  9. Restrictions on use
  10. Asset price data and third-party sources
  11. Data accuracy and “as-is” disclaimer
  12. Not investment advice
  13. Intellectual property
  14. User accounts and API key security
  15. Service availability and changes
  16. Suspension and termination
  17. Disclaimers
  18. Limitation of liability
  19. Indemnification
  20. Enterprise and institutional customers
  21. Governing law and dispute resolution
  22. Modifications to these Terms
  23. General provisions
  24. Contact

1. Definitions

  • “Account” means the user account you create to access the Services.
  • “API” means the MetricsMonster application programming interface that returns macroeconomic and asset price data.
  • “API Key” means the credential issued to your Account that authenticates API requests.
  • “Basic Plan” means the subscription tier limited to personal use, with 1,000 API calls per month.
  • “Professional Plan” means the subscription tier permitting commercial use of macro data, with 30,000 API calls per month.
  • “Macro Data” means the macroeconomic data we provide derived from official central bank and government sources, including M2 money supply, interest rates, and inflation (CPI/HICP) data.
  • “Asset Price Data” means daily price data for assets such as Bitcoin, Gold, Silver, the S&P 500, and DXY that we redistribute via the Services.
  • “Output” means any data, file, or response you receive from the Services.
  • “Subscriber” means an individual or entity that has an active paid subscription.

2. Eligibility and Account Registration

You must be at least 18 years old and capable of forming a binding contract to use the Services. By using the Services, you represent and warrant that you meet these requirements.

When you create an Account, you agree to provide accurate, current, and complete information and to keep that information up to date. You are responsible for maintaining the confidentiality of your Account credentials and for all activity that occurs under your Account.

We may refuse, suspend, or terminate any Account at our discretion if registration information is inaccurate, if we suspect fraud, or if you violate these Terms.


3. Subscription Plans and Billing

The Services are offered on a paid subscription basis. There is no free tier and no free trial.

Plan options. As of the date above, we offer two annual plans:

  • Basic Plan — annual fee, includes Global M2 and USA M2 data, CSV downloads, Asset Price Data, API access (1,000 calls/month), personal use only.
  • Professional Plan — annual fee, includes Macro Data for all covered economies, full historical data, 20+ years of Asset Price Data, API access (30,000 calls/month), commercial use of Macro Data permitted, priority support, and early access to new metrics.

Current pricing is shown on our pricing page. We may change pricing at any time, but price changes will not affect the current term of an existing subscription — they will apply to your next renewal.

Annual plans only. All subscriptions are billed annually in advance. We do not currently offer monthly billing.

Payment. Payments are processed by Stripe. By providing a payment method, you authorise us (via Stripe) to charge the applicable fees, taxes, and any other charges to that payment method. You are responsible for keeping your payment information accurate and up to date.

Taxes. Fees are stated exclusive of taxes. Where required, we will collect applicable taxes (such as EU VAT under the OSS Non-Union scheme, GST, or sales tax) at checkout and remit them to the relevant authorities.


4. Cancellation and Renewal

Auto-renewal. Subscriptions automatically renew at the end of each annual term at the then-current price unless cancelled before the renewal date. By subscribing, you authorise us to charge your payment method for each renewal.

Cancellation. You may cancel your subscription at any time from your Account settings or by emailing us at hello@metricsmonster.com. When you cancel:

  • You retain access to the Services through the end of your current paid term;
  • No further charges will be made after that term ends;
  • Your Account will move to a closed state at the end of the term and you will lose access to the Services and your API Key.

Cancellation does not entitle you to a refund of fees already paid, except as set out in Section 6 (EU/UK consumer right of withdrawal) or where required by mandatory local law.


5. Refunds

All fees are non-refundable. We do not offer refunds for unused portions of a subscription, downgrade, partial use, dissatisfaction with the data, changes you make to your Account, or any other reason, except:

  • Where required by mandatory consumer protection law (see Section 6 for EU/UK customers);
  • Where we determine, in our sole discretion, that an exceptional refund is warranted (for example, in the case of a duplicate charge or our own billing error).

We encourage you to review the Services thoroughly before subscribing. If you have questions about coverage, data sources, or commercial use, contact us at hello@metricsmonster.com before purchasing.


6. EU/UK Consumer Right of Withdrawal

If you are a consumer (i.e. acting outside your trade, business, craft, or profession) resident in the European Union or the United Kingdom, you have the right under the Consumer Rights Directive (EU) 2011/83 (and its UK equivalent) to withdraw from your purchase of digital services within 14 days, without giving any reason.

However, by completing your purchase and starting to use the Services, you:

  • (a) Expressly consent to us beginning to supply the digital services immediately, before the 14-day withdrawal period has expired; and
  • (b) Acknowledge that you will lose your right of withdrawal once performance has begun.

This is the standard mechanism under EU and UK law for waiving the cooling-off period for digital services so that you can use the API immediately. If you do not consent to immediate performance, do not complete your purchase — instead, contact us before subscribing.

To withdraw under the conditions permitted by law, email hello@metricsmonster.com with your name, the date of purchase, and a statement that you are withdrawing.


7. API Access and Rate Limits

Each Account is issued one or more API Keys to access the API. Your API usage is metered against the monthly quota of your plan:

  • Basic Plan: 1,000 API calls per month
  • Professional Plan: 30,000 API calls per month

Quotas reset on the first day of each calendar month. Unused calls do not roll over.

If you exceed your monthly quota, additional requests will return a 429 Too Many Requests response until your quota resets, you upgrade, or we agree to a custom arrangement. We do not currently bill for overages, but we reserve the right to introduce overage billing or hard caps on a forward-looking basis with notice.

We may also apply short-window rate limits (for example, requests per second) to protect the stability of the Services. Documentation reflects the current limits.

You agree not to circumvent or attempt to circumvent any rate limit, quota, or technical control — including by using multiple Accounts, sharing API Keys across organisations, or rotating IP addresses to evade detection.


8. Data Licensing and Permitted Use

Subject to your compliance with these Terms and payment of all fees, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use Output during your subscription term, as set out below.

Basic Plan — Personal use only

If you subscribe to the Basic Plan, your licence is strictly limited to personal, non-commercial use. This means:

  • ✓ Personal research, learning, and individual investment analysis
  • ✓ Use in personal spreadsheets, notebooks, or models that are not shared publicly or used for commercial purposes
  • ✗ Use in any business, commercial product, or monetised content
  • ✗ Display on a public website, dashboard, newsletter, social media account, or trading platform
  • ✗ Use by or on behalf of an employer, client, or other third party
  • ✗ Redistribution in any form

If you intend to use Output for any commercial purpose, you must subscribe to the Professional Plan or a custom enterprise arrangement.

Professional Plan — Commercial use of Macro Data

If you subscribe to the Professional Plan, you may use Macro Data for internal and external commercial purposes, including:

  • ✓ Internal business use (research, backtesting, models, dashboards within your organisation)
  • ✓ Powering analytics features in your own product, where the data is presented alongside meaningful additional value (analysis, visualisation, context) and is not the sole or substantially the sole offering
  • ✓ Public charts, posts, or research with attribution to MetricsMonster (e.g. “Source: MetricsMonster” or a link to metricsmonster.com)
  • ✓ Caching responses for up to 24 hours to reduce API load, provided cached data is not redistributed beyond the original use case

You may not, even on the Professional Plan:

  • ✗ Resell, sublicense, or otherwise redistribute Macro Data as a standalone data product, dataset, feed, or API
  • ✗ Use Macro Data to build, train, or operate a product whose primary purpose is to compete with MetricsMonster as a macroeconomic data provider
  • ✗ Bulk-download substantial portions of our database for the purpose of building an alternative archive
  • ✗ Use Output to train or fine-tune machine learning models that are then made available to third parties as a service, without our prior written consent

If you are unsure whether your intended use is permitted, email us at hello@metricsmonster.com before proceeding. We are generally reasonable about novel use cases.


9. Restrictions on Use

In addition to the plan-specific restrictions above, you agree not to:

  • Use the Services in violation of any applicable law or regulation
  • Reverse engineer, decompile, or disassemble any part of the Services
  • Scrape, crawl, or use any automated means to extract data from the Site outside of the official API, or in excess of your plan's quotas
  • Share, sell, or disclose your API Key to any third party
  • Use the Services to develop a product or service that is substantially similar to or competes with MetricsMonster as a macroeconomic data provider
  • Misrepresent the source of the data (for example, by falsely claiming Output is your own original data or by stripping required attribution)
  • Use the Services in any way that imposes an unreasonable load on our infrastructure or interferes with other users
  • Upload or transmit malware, viruses, or other malicious code through the Services
  • Use the Services to harass, defame, or harm any person
  • Falsify your registration information, impersonate another person, or use another user's Account

We reserve the right to investigate suspected violations and to take any action we consider appropriate, including suspending or terminating your Account.


10. Asset Price Data and Third-Party Sources

Asset Price Data (including but not limited to prices for Bitcoin, Gold, Silver, the S&P 500, and DXY) is sourced from third-party data providers and is redistributed by us under our own licensing arrangements with those providers.

Asset Price Data may be subject to additional restrictions beyond those in Section 8, including limits on redistribution, attribution requirements, or restrictions on use in trading systems. By default and unless we expressly agree otherwise in writing:

  • You may use Asset Price Data for internal analysis on either plan (subject to your plan's overall use scope — personal-only on Basic, commercial on Professional);
  • You may not redistribute Asset Price Data to third parties as a standalone dataset, feed, or near-real-time price reference;
  • You may not use Asset Price Data to power a trading platform, brokerage, or any product where third parties rely on the prices to make trading decisions, without our prior written consent.

If you have a use case that requires expanded asset price rights, contact us at hello@metricsmonster.com.


11. Data Accuracy and “As-Is” Disclaimer

We compile and standardise data from official sources (including the Federal Reserve, People's Bank of China, European Central Bank, Bank of Japan, Bank of England, and Bank of Canada) and from third-party asset price feeds. We work to keep the data accurate, current, and consistent.

However, we provide all Output on an “as-is” and “as-available” basis, with no warranty of any kind, express or implied, including warranties of accuracy, completeness, timeliness, fitness for a particular purpose, non-infringement, or merchantability.

In particular:

  • We do not guarantee that Output is free from errors, omissions, or delays
  • Source data may be revised, restated, or withdrawn by the originating institution after we have published it
  • Standardisation, currency conversion, and unit normalisation involve methodological choices that may differ from other providers
  • Historical data may be revised as additional source data becomes available
  • The Services may experience downtime, latency, or interruptions

You are solely responsible for verifying Output before relying on it for any consequential decision.


12. Not Investment Advice

Output is provided for informational purposes only and does not constitute financial, investment, tax, legal, or other professional advice. Nothing on the Services should be interpreted as a recommendation, solicitation, or offer to buy, sell, or hold any security, commodity, currency, cryptocurrency, or other financial instrument.

We are not a registered investment adviser, broker-dealer, or financial planner in any jurisdiction. You should consult qualified professionals before making any investment, financial, tax, or legal decision.

You assume full responsibility for any decision you make based on Output. We are not liable for any loss, damage, or missed opportunity arising from your reliance on Output.


13. Intellectual Property

Our property. The Services — including the website design, source code, database structure, API design, documentation, branding, logos, trademarks, and the curated, standardised, and aggregated dataset we provide — are owned by Trendstorm Pte. Ltd. or our licensors and are protected by intellectual property and database rights laws.

The data itself. Underlying source data published by central banks and governments is generally in the public domain or otherwise publicly available. However, the collection, normalisation, structuring, and presentation of that data through the Services represents our investment and is protected as a database and as a compilation under applicable law (including the EU and UK sui generis database right, where applicable).

Limited licence to you. Subject to your compliance with these Terms, we grant you the licence described in Section 8 to use Output for the duration of your subscription. All rights not expressly granted are reserved.

Your feedback. If you submit suggestions, ideas, feedback, or proposals about the Services (for example, requests for new datasets via our suggestion form), you grant us a perpetual, irrevocable, royalty-free, worldwide licence to use, modify, and incorporate them without compensation or attribution to you.


14. User Accounts and API Key Security

You are responsible for:

  • Maintaining the confidentiality of your Account password and any API Keys
  • All activity that occurs under your Account or via your API Keys
  • Promptly notifying us at hello@metricsmonster.com of any unauthorised use, suspected compromise, or security incident affecting your Account

You can rotate your API Keys at any time from your Account dashboard. We strongly recommend rotating keys immediately if you suspect compromise.

We are not liable for any loss arising from unauthorised use of your Account or API Keys where you have failed to maintain reasonable security.


15. Service Availability and Changes

We provide the Services on a best-efforts basis. We do not guarantee any specific level of uptime, response time, or availability under the Basic or Professional Plan. The Services may be unavailable from time to time for maintenance, updates, or reasons outside our control.

We may, at any time and at our sole discretion:

  • Add, modify, or remove features, datasets, or endpoints
  • Adjust API rate limits or quota structures (with reasonable forward notice for material reductions affecting existing subscribers)
  • Change methodologies for standardising or presenting data
  • Suspend the Services for maintenance or security reasons

If we discontinue a dataset or feature that materially affects your subscription, we will use reasonable efforts to give advance notice. Discontinuation does not entitle you to a refund except where we determine an exception is warranted.

Service-level commitments (SLAs) are available only under separate written agreement (see Section 20).


16. Suspension and Termination

By you. You may terminate your subscription at any time by cancelling as described in Section 4.

By us. We may suspend or terminate your Account, immediately and without refund, if you:

  • Materially breach these Terms (including any restriction in Sections 8, 9, or 10)
  • Fail to pay fees when due
  • Engage in fraud, abuse, or any activity that exposes us, our other users, or our data providers to legal or operational risk
  • Use the Services in a manner that, in our reasonable judgment, threatens the integrity, security, or performance of the Services

For non-material breaches, we will generally give notice and an opportunity to cure before terminating, but we are not required to do so where the breach is severe or where the law does not require it.

Effect of termination. On termination:

  • Your right to access the Services and use Output ends immediately
  • Any cached Output you hold remains subject to the licence restrictions in these Terms (you must stop using it for prohibited purposes)
  • Sections that by their nature should survive termination (including IP, disclaimers, limitation of liability, indemnification, and governing law) will survive

17. Disclaimers

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES AND ALL OUTPUT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING (WITHOUT LIMITATION) WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, NON-INFRINGEMENT, AND QUIET ENJOYMENT.

WE DO NOT WARRANT THAT:

  • THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE
  • ANY DEFECTS WILL BE CORRECTED
  • OUTPUT WILL BE ACCURATE, COMPLETE, OR CURRENT
  • THE SERVICES WILL MEET YOUR REQUIREMENTS

Some jurisdictions do not allow the exclusion of certain warranties. In those jurisdictions, the exclusions above apply only to the extent permitted by law, and you may have additional rights.


18. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW:

  • IN NO EVENT WILL WE, OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, LOST DATA, BUSINESS INTERRUPTION, OR LOSS OF GOODWILL, ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
  • OUR TOTAL CUMULATIVE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES, FROM ALL CAUSES OF ACTION AND ALL THEORIES OF LIABILITY, WILL NOT EXCEED THE GREATER OF (A) THE TOTAL FEES YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) US$100.

These limitations apply regardless of the theory of liability (contract, tort, statute, or otherwise), and apply even if a limited remedy fails of its essential purpose.

Some jurisdictions do not allow certain limitations of liability. In those jurisdictions, our liability is limited to the smallest extent permitted by law, and nothing in these Terms excludes liability for fraud, gross negligence, death, or personal injury caused by our negligence, or any other liability that cannot lawfully be excluded.


19. Indemnification

You agree to defend, indemnify, and hold harmless Trendstorm Pte. Ltd., our affiliates, and our respective officers, directors, employees, and agents from and against any claim, demand, loss, liability, damages, fines, penalties, costs, and expenses (including reasonable legal fees) arising out of or related to:

  • Your use of the Services in breach of these Terms
  • Your violation of any law or any third party's rights (including intellectual property, privacy, or contractual rights)
  • Any Output that you redistribute, resell, or otherwise use beyond the licence granted in Section 8
  • Any decision (investment, business, or otherwise) you or a third party makes based on Output

We reserve the right, at our own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which case you will cooperate with our defence.


20. Enterprise and Institutional Customers

The Basic and Professional Plans are designed for individual users and small teams. Universities, research institutions, large enterprises, financial institutions, and customers with bespoke requirements (volume API access, redistribution rights, SLAs, custom data, indemnification, security reviews, on-premise delivery, or contractual changes) should contact us at hello@metricsmonster.com to discuss a custom arrangement.

If you and we sign a separate written master service agreement, order form, or enterprise licence (an “MSA”), the MSA governs to the extent it conflicts with these Terms. Otherwise, these Terms apply.


21. Governing Law and Dispute Resolution

These Terms are governed by the laws of Singapore, without regard to conflict-of-law principles.

You and we agree that any dispute, controversy, or claim arising out of or relating to these Terms or the Services will be submitted to the exclusive jurisdiction of the courts of Singapore. We may, at our option, also bring proceedings in the courts of the country where you reside or, if you are using the Services in the course of a trade or profession, in the country of your principal place of business.

Nothing in this section prevents either party from seeking injunctive or other equitable relief in any court of competent jurisdiction to protect intellectual property rights or confidential information.

If you are a consumer resident in a jurisdiction whose mandatory consumer law gives you the right to bring proceedings locally or apply local law, that right is preserved.


22. Modifications to These Terms

We may update these Terms from time to time. The updated version will be indicated by an updated “Last updated” date at the top.

For material changes (for example, changes to data licensing, refunds, or liability), we will use reasonable efforts to notify you in advance — by email, an in-app notice, or a prominent notice on the Site — at least 30 days before the changes take effect for existing subscribers.

For non-material changes (typos, clarifications, references, contact details), the change is effective on posting.

Your continued use of the Services after the effective date constitutes acceptance of the updated Terms. If you do not agree to the updated Terms, you may cancel your subscription before they take effect.


23. General Provisions

  • Entire agreement. These Terms (together with our Privacy Policy and any MSA) constitute the entire agreement between you and us regarding the Services and supersede any prior agreements.
  • Severability. If any provision is held unenforceable, the remaining provisions will continue in full force.
  • No waiver. Our failure to enforce any right or provision is not a waiver of that right or provision.
  • Assignment. You may not assign or transfer these Terms or your Account without our prior written consent. We may assign these Terms (for example, in connection with a merger, acquisition, or sale of assets) without your consent.
  • Force majeure. We are not liable for delays or failures caused by events beyond our reasonable control, including acts of God, war, terrorism, internet outages, or third-party service failures.
  • Independent contractors. Nothing in these Terms creates an employment, agency, partnership, or joint venture relationship between you and us.
  • Notices. We may send notices to the email associated with your Account. Notices to us must be sent to hello@metricsmonster.com.
  • Electronic communications. You consent to receive communications from us electronically, and you agree that all agreements, notices, and disclosures we provide electronically satisfy any legal requirement that such communications be in writing.
  • Headings. Section headings are for convenience only and do not affect interpretation.

24. Contact

For questions about these Terms, billing, cancellation, or anything else, contact us at:

hello@metricsmonster.com

Or by post:

Trendstorm Pte. Ltd.

Singapore